Terms of Service

1. Acceptance of Terms

By accessing or using any product, website, mobile application, or web tool provided by CODJIN (“CODJIN”, “we”, “our”), you agree to be bound by these Terms of Service. If you do not agree to these terms, you should not access our services.

2. Permitted Use of Products

You agree to use CODJIN products exclusively for lawful purposes in accordance with applicable regional and international regulations:

• Video Downloader: Must be used solely for personal, non-commercial purposes or for content you own or hold explicit rights/authorization to download.
• Ticker Insight: Market data, charts, and analysis are provided for informational and educational purposes only and do not constitute financial advice.
• Multi Calculator: Calculation outputs, estimates, amortization schedules, and tax formulas are provided for general reference and planning purposes.
• The Brief: Curated news headlines and articles are aggregated for convenience and personal reading from public media publications.

3. Intellectual Property

All code, brand trademarks, logos, UI designs, and documentation created by CODJIN remain the exclusive intellectual property of CODJIN. All rights not expressly granted are reserved.

4. Disclaimers & Financial Notice

CODJIN is a software technology provider, not a registered investment advisor or broker-dealer. Information provided through our tools is obtained from third-party feeds and automated processing believed to be reliable, but provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind.

5. Limitation of Liability

To the maximum extent permitted by law, CODJIN and its team shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your access to or inability to use our services.

6. Inquiries

For legal inquiries, terms clarification, or copyright notices: