Ticker Insight Privacy Policy

This Privacy Policy applies specifically to the Ticker Insight mobile application across supported platforms (Android and iOS), its connected backend services, and any related product-specific pages.

Product-Specific Policy: This policy governs solely Ticker Insight. Because different CODJIN products fulfill different purposes and implement different architectures, each CODJIN application has its own dedicated Privacy Policy describing its actual data practices. This policy does not apply to other CODJIN applications (such as Multi Calculator or The Brief) or third-party websites you may visit through external links.

Depending on how you use Ticker Insight, we collect the following categories of information:

Because Ticker Insight is an informational analysis and charting tool—and not a brokerage, custodial financial institution, or trade execution service—we maintain a strict data minimization perimeter. We NEVER request, collect, or store:

Ticker Insight displays market data, financial ratios, stock quotes, and corporate fundamentals provided by Financial Modeling Prep (FMP).

Query Privacy via Server-Side Proxy: To protect your device security and maintain high responsiveness, all financial market queries are routed through our secure Supabase Edge Function reverse proxy (fmp-proxy). Outgoing requests to Financial Modeling Prep include only the requested ticker symbol, timeframe, or screener parameters. Financial Modeling Prep does not receive your account profile, personal email, or user identifiers.

Ticker Insight aggregates market headlines and corporate news updates to help users follow market developments. News content is retrieved from external syndication partners and CODJIN's news service (The Brief).

• News queries send only public ticker symbols or broad market categories (e.g. “Technology”, “Economy”) necessary to retrieve related articles.
• Ticker Insight does not own third-party news reporting. When viewing full external publisher articles, you may be redirected to the original publisher's website or webview, which operates under its own distinct privacy policies and cookies practices.

Ticker Insight incorporates backend architecture to support AI-assisted stock summaries, financial breakdowns, and metric explanations.

To support free access to market tools, Ticker Insight displays advertisements through Google AdMob and the Google Mobile Ads SDK.

Consent Management in the EEA, UK & Switzerland: In jurisdictions where legal consent is required (under the GDPR and ePrivacy Directive), Ticker Insight integrates Google's User Messaging Platform (UMP) to present a compliant consent dialog on initial launch. Users can choose between personalized advertising, non-personalized advertising, or manage vendor consents.

For complete details on how Google processes advertising data, please review: How Google uses information from sites or apps that use our services

Ticker Insight uses Firebase Analytics (Google LLC) to measure app stability, feature engagement, and performance.

On Apple iOS devices, Ticker Insight respects Apple's privacy requirements and App Tracking Transparency (ATT) framework.

Apple defines “tracking” as linking user or device data collected from our app with third-party data from other companies' apps, websites, or offline properties for targeted advertising or advertising measurement. If advertising personalization requiring ATT permission is enabled in an iOS build, you will be presented with the system prompt: “Ask App not to Track” vs. “Allow”. If you decline, Ticker Insight instructs the Google Mobile Ads SDK not to request the IDFA, and only non-personalized or contextual advertisements will be served.

You maintain direct control over how your information is handled within Ticker Insight:

Ticker Insight offers optional subscription plans:

• Free Plan: Standard access to quotes, charts, watchlists, search history, and 5 daily AI requests.
• Pro Monthly Plan: Expanded quotas (100 daily AI requests), premium screener filters, and advanced metrics.
• Enterprise Yearly Plan: High-volume research capabilities, enterprise quota (10,000 daily AI requests), and priority support.

Ticker Insight delivers notifications for:

• Price Target Alerts: Triggered when a stock on your alert list reaches your specified target price.
• Market Open/Close & Macro Events: Scheduled market status updates and high-impact economic indicators based on your selected country.
• Watchlist News Alerts: Major corporate announcements regarding stocks on your active watchlist.
• System Announcements: Essential account and maintenance notices.

Delivery Mechanism: Realtime notifications are coordinated via Supabase Realtime WebSocket streams (notifications table) and dispatched through native platform notification channels (POST_NOTIFICATIONS on Android 13+ and iOS UserNotifications). You can opt out at any time in Profile Settings or in system notification settings.

To ensure lightning-fast chart rendering and smooth offline browsing, Ticker Insight utilizes on-device local storage:

The table below outlines each category of information we process and the explicit purpose for which it is used:

CODJIN does not sell, rent, or trade your personal information to data brokers. We share information only with authorized infrastructure service providers strictly necessary to operate Ticker Insight:

We retain information only for as long as reasonably necessary to fulfill the purposes described in this policy:

• Account Profile & Watchlists: Maintained in active database records for as long as your account remains active. If you delete your account, your profile, watchlists, watchlist items, alerts, and preferences are permanently deleted.
• Search History: Automatically capped at a maximum of 20 queries; queries beyond the 20th are purged immediately by database triggers. Users can clear this entire table manually at any time.
• Notifications & Alerts: Notifications remain visible in your inbox until dismissed or marked as read; stale broadcast notifications are periodically pruned.
• Subscription Records: Subscription tokens and validation receipts are retained for the duration of the subscription and for mandatory accounting/tax verification periods required by law.
• Analytics Telemetry: Firebase Analytics retains event data for up to 14 months according to standard Google analytics retention windows, after which it is automatically aggregated or deleted.
• Local On-Device Cache: Persists on your hardware until overwritten, deleted via device settings (“Clear Data”), or when the app is uninstalled.

In compliance with Google Play Account Deletion requirements and global privacy laws, users have the right to request full deletion of their Ticker Insight account and all associated cloud data.

We implement reasonable technical, operational, and organizational security measures to protect your information against unauthorized access, loss, misuse, or alteration:

• Transport Layer Security (TLS/HTTPS): All network communications between the mobile application, Supabase backend, and financial data proxies are encrypted using modern TLS (HTTPS) protocols.
• Row Level Security (RLS): Every Supabase database table enforces PostgreSQL Row Level Security. Authenticated users can only read, modify, or delete records matching their authenticated user ID (auth.uid() = user_id).
• Separation of Credentials: The mobile application client embeds only publishable anonymous API keys. High-privilege service-role keys and financial data provider API secrets reside exclusively inside secure Supabase Edge Function environment variables.
• Password Hashing: User passwords are never handled in cleartext and are securely hashed and managed by Supabase Auth.

Please note that while we employ rigorous industry-standard safeguards, no digital system or internet transmission is 100% immune from security threats. We encourage users to maintain unique passwords and secure their mobile devices.

Ticker Insight is available to global users across multiple countries. Our cloud servers and third-party infrastructure providers (such as Supabase, Google Cloud, and AWS) operate data centers located in the United States and other global regions.

If you access Ticker Insight from outside the United States, your information may be transferred to, stored, and processed in jurisdictions where data protection laws may differ from those of your home country. We ensure that our infrastructure service providers maintain appropriate legal and technical transfer safeguards where required by law.

If you are located in the European Economic Area (EEA), United Kingdom (UK), or Switzerland, you have specific statutory rights under the General Data Protection Regulation (GDPR) and UK Data Protection Act:

• Right of Access: You may request a copy of the personal data we hold about you.
• Right to Rectification: You may update or correct inaccurate profile details in-app or by contacting us.
• Right to Erasure (“Right to be Forgotten”): You may request complete deletion of your account and associated database records.
• Right to Restrict or Object to Processing: You may object to certain processing activities based on legitimate interests.
• Right to Data Portability: You may request your watchlists and profile data in a structured, machine-readable format.
• Right to Withdraw Consent: Where processing is based on consent (such as personalized advertising or push notifications), you may withdraw consent at any time without penalty.

To exercise any of these rights, please email our Privacy Team at privacy@codjin.com. We will respond within 30 days. You also hold the right to lodge a complaint with your local Data Protection Authority.

If you reside in California or other US states with comprehensive privacy legislation (e.g. Virginia, Colorado, Connecticut, Texas), you may have statutory privacy rights regarding your personal information:

• Right to Know & Access: You have the right to request disclosure of the categories and specific pieces of personal information collected.
• Right to Delete: You have the right to request deletion of personal information collected from you.
• Right to Correct: You have the right to request correction of inaccurate personal information.
• No Sale of Personal Information: We do not sell your personal information to data brokers for monetary consideration. Where advertising SDKs process device identifiers for cross-context behavioral advertising, you may opt out via device settings or in-app consent tools.
• Right to Non-Discrimination: We will not deny services, charge different prices, or provide a different level of quality for exercising your statutory privacy rights.

To submit a verifiable consumer request under California or state privacy law, contact us at privacy@codjin.com.

Ticker Insight is an informational stock analysis tool designed for adult investors and individuals of legal investing age. The App is not directed to children under the age of 13 (or under 16 in the EEA/UK), and we do not knowingly collect personal information from children in violation of applicable law (including COPPA and GDPR Article 8).

If we discover that a child under 13 has registered an account or provided personal data, we will immediately take steps to permanently delete the account and its associated records. If you believe a child has provided us with personal information, please notify our Privacy Team at privacy@codjin.com.

We may update this Privacy Policy periodically to reflect app updates, new feature implementations, changes in applicable data protection laws, or store policy revisions.

When updates are published, the revised policy will be posted on this page with an updated “Last Updated” timestamp. For material modifications that meaningfully impact how we process previously collected personal information, we will provide additional notice (such as an in-app notice or email notification where feasible). We encourage users to review this page regularly.

If you have any questions, concerns, or requests regarding this Privacy Policy, your personal data, or your privacy rights, please contact our Privacy Team: